Answers · Yield
What is the best stablecoin yield on Ethereum right now?
Short answer
100 stablecoin yield products on Ethereum (the top 100 by rate) in our data state a yield. The highest right now is Concrete — CTCOLBUSD1 vault (Colb USD1) on Ethereum at 92.34% (variable, DefiLlama 2026-11-11). The range runs from 5.61% (Morpho Blue — GTUSDCF lending on Ethereum) to 92.34%. 12 of them can be bought on a DEX without KYC. Yields are variable and not guaranteed.
Where you hold your stablecoins decides which markets you can use without bridging. These are the lending markets, vaults and yield-bearing stablecoins on Ethereum in our data, with today’s rate. DeFi rates float with borrowing demand and are refreshed daily from DefiLlama; issuer yields come from the issuer.
How this list is made: Lending markets and vaults for a dollar or euro stablecoin, and yield-bearing stablecoins, on Ethereum, with a stated rate above zero; sorted by rate, top 100.
Figures from our live dataset · data as of 2026-11-11 · this answer as JSON · not investment advice
| Token | Issuer | Yield / return | Minimum | KYC to buy | Chain |
|---|---|---|---|---|---|
| DL-CONCRETE-CTCOLBUSD1-ETHEREUM Concrete — CTCOLBUSD1 vault (Colb USD1) on Ethereum | Concrete (protocol) | 92.34% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SUSDFR-ETHEREUM-7E58 Pendle — PT-sUSDfr-28JAN2027 (fixed rate to 2027-01-28) on Ethereum | Pendle (protocol) | 25.42% (fixed to 2027-01-28, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-SUSDFR-ETHEREUM-503C Pendle V2 — SUSDFR vault (For LP | Maturity 28JAN2027) on Ethereum | Pendle V2 (protocol) | 22.25% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-REUSDE-ETHEREUM-2C9D Pendle — PT-reUSDe-10DEC2026 (fixed rate to 2026-12-10) on Ethereum | Pendle (protocol) | 18.09% (fixed to 2026-12-10, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-REUSDE-ETHEREUM-BFB4 Pendle V2 — REUSDE vault (For LP | Maturity 10DEC2026) on Ethereum | Pendle V2 (protocol) | 16.9% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SUSDX-ETHEREUM-23A7 Pendle — PT-sUSDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum | Pendle (protocol) | 16.85% (fixed to 2026-12-03, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-APYUSD-ETHEREUM-73D6 Pendle V2 — APYUSD vault (For LP | Maturity 11FEB2027) on Ethereum | Pendle V2 (protocol) | 16.21% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SUSDX-ETHEREUM-4984 Pendle V2 — SUSDX vault (For LP | Maturity 03DEC2026) on Ethereum | Pendle V2 (protocol) | 16.15% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-USD3-ETHEREUM-B649 Pendle — PT-USD3-17DEC2026 (fixed rate to 2026-12-17) on Ethereum | Pendle (protocol) | 15.35% (fixed to 2026-12-17, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-APYUSD-ETHEREUM-2B92 Pendle — PT-apyUSD-11FEB2027 (fixed rate to 2027-02-11) on Ethereum | Pendle (protocol) | 14.31% (fixed to 2027-02-11, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-3JANELENDING-SUSD3-ETHEREUM 3Jane Lending — SUSD3 lending on Ethereum | 3Jane Lending (protocol) | 14.25% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CONCRETE-CTDEFIUSDT-ETHEREUM Concrete — CTDEFIUSDT vault (Concrete Decentralized Finance USDT) on Ethereum | Concrete (protocol) | 13.86% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-USD3-ETHEREUM-0E59 Pendle V2 — USD3 vault (For LP | Maturity 17DEC2026) on Ethereum | Pendle V2 (protocol) | 13.3% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-UPSHIFT-XUPUSDC-ETHEREUM Upshift — XUPUSDC vault on Ethereum | Upshift (protocol) | 13.15% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-USDX-ETHEREUM-B0B3 Pendle — PT-USDx-03DEC2026 (fixed rate to 2026-12-03) on Ethereum | Pendle (protocol) | 12.69% (fixed to 2026-12-03, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-PENDLEV2-STRUSD-ETHEREUM-5768 Pendle — PT-strUSD-26NOV2026 (fixed rate to 2026-11-26) on Ethereum | Pendle (protocol) | 12.4% (fixed to 2026-11-26, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-ACCOUNTABLE-USDC-ETHEREUM-0E00 Accountable — USDC lending on Ethereum | Accountable (protocol) | 12.13% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-REUSD-ETHEREUM-7ABA Pendle — PT-reUSD-10DEC2026 (fixed rate to 2026-12-10) on Ethereum | Pendle (protocol) | 11.55% (fixed to 2026-12-10, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-ACCOUNTABLE-USDC-ETHEREUM-3889 Accountable — USDC lending on Ethereum | Accountable (protocol) | 11.32% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-RESUPPLY-CRVUSD-ETHEREUM-15A3 Resupply — CRVUSD lending (Curvelend - WBTC collateral) on Ethereum | Resupply (protocol) | 10.98% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-FCUSDT-ETHEREUM Morpho Blue — FCUSDT lending on Ethereum | Morpho Blue (protocol) | 10.78% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-STRUSD-ETHEREUM-6DFC Pendle V2 — STRUSD vault (For LP | Maturity 26NOV2026) on Ethereum | Pendle V2 (protocol) | 10.77% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-DOLOMITE-USDC-ETHEREUM Dolomite — USDC lending on Ethereum | Dolomite (protocol) | 10.63% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PARETOCREDIT-USDC-ETHEREUM-131F Pareto Credit — USDC lending (Bastion) on Ethereum | Pareto Credit (protocol) | 10.59% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CONVEXFINANCE-CRVUSD-ETHEREUM-1C76 Convex Finance — CRVUSD vault (Curve Lend – syrupUSDC collateral) on Ethereum | Convex Finance (protocol) | 10.38% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-SKYMONEYUSDCRISKCAPITAL-ETHEREUM Morpho Blue — SKYMONEYUSDCRISKCAPITAL lending on Ethereum | Morpho Blue (protocol) | 10.11% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-AGUA-USDC-ETHEREUM Agua — USDC vault (Global Carry Vault) on Ethereum | Agua (protocol) | 10% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SIUSD-ETHEREUM-0757 Pendle — PT-siUSD-07JAN2027 (fixed rate to 2027-01-07) on Ethereum | Pendle (protocol) | 9.84% (fixed to 2027-01-07, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-GAMILABS-GAMIUSDC-ETHEREUM Gami Labs — GAMIUSDC vault (Gami USDC) on Ethereum | Gami Labs (protocol) | 9.67% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-REUSD-ETHEREUM-346F Pendle V2 — REUSD vault (For LP | Maturity 10DEC2026) on Ethereum | Pendle V2 (protocol) | 9.4% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PARETOCREDIT-USDC-ETHEREUM-33C3 Pareto Credit — USDC lending (Adaptive Frontier) on Ethereum | Pareto Credit (protocol) | 9.38% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CONCRETE-CTZIGUSD1-ETHEREUM Concrete — CTZIGUSD1 vault (ZIG USD1) on Ethereum | Concrete (protocol) | 9.23% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LAGOON-GAMIUSDC-ETHEREUM Lagoon — GAMIUSDC vault on Ethereum | Lagoon (protocol) | 9.11% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-UPSHIFT-UPUSDC-ETHEREUM Upshift — UPUSDC vault on Ethereum | Upshift (protocol) | 9.09% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LAGOON-9SUSDC-ETHEREUM Lagoon — 9SUSDC vault on Ethereum | Lagoon (protocol) | 9% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-SUPERFORM-SUPERUSDC-ETHEREUM Superform — SUPERUSDC vault (SuperVault) on Ethereum | Superform (protocol) | 8.82% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SIUSD-ETHEREUM-562F Pendle V2 — SIUSD vault (For LP | Maturity 07JAN2027) on Ethereum | Pendle V2 (protocol) | 8.76% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-DOLOMITE-USD1-ETHEREUM Dolomite — USD1 lending on Ethereum | Dolomite (protocol) | 8.39% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-M1USDC-ETHEREUM Morpho Blue — M1USDC lending on Ethereum | Morpho Blue (protocol) | 8.31% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-STEAKHOUSEFINANCIAL-HIGHYIELDTERMAUSD-ETHEREUM Steakhouse Financial — HIGHYIELDTERMAUSD vault on Ethereum | Steakhouse Financial (protocol) | 8.22% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-RESERVOIRUSDC-ETHEREUM Morpho Blue — RESERVOIRUSDC lending on Ethereum | Morpho Blue (protocol) | 8.12% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-STRATAMARKETS-SRUSDAT-ETHEREUM Strata Markets — SRUSDAT vault (fixed-rate) on Ethereum | Strata Markets (protocol) | 8.11% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PARETOCREDIT-USDC-ETHEREUM-2EB2 Pareto Credit — USDC lending (FalconX) on Ethereum | Pareto Credit (protocol) | 8.07% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-ROXCUSDC-ETHEREUM Morpho Blue — ROXCUSDC lending on Ethereum | Morpho Blue (protocol) | 8.05% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-SKYLENDING-STUSDS-ETHEREUM Sky Lending — STUSDS lending (Expert Mode) on Ethereum | Sky Lending (protocol) | 7.98% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-ROXUSDCY-ETHEREUM Morpho Blue — ROXUSDCY lending on Ethereum | Morpho Blue (protocol) | 7.87% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LAGOON-TULIPAUSDC-ETHEREUM Lagoon — TULIPAUSDC vault on Ethereum | Lagoon (protocol) | 7.8% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-PENDLEUSDCHY-ETHEREUM Morpho Blue — PENDLEUSDCHY lending on Ethereum | Morpho Blue (protocol) | 7.78% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MAKINA-USDSHFMK-ETHEREUM Makina — USDSHFMK vault (Steakhouse USD Machine) on Ethereum | Makina (protocol) | 7.64% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LAGOON-SYNUSD-ETHEREUM Lagoon — SYNUSD+ vault on Ethereum | Lagoon (protocol) | 7.57% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-USDAT-ETHEREUM-C359 Pendle — PT-USDat-14JAN2027 (fixed rate to 2027-01-14) on Ethereum | Pendle (protocol) | 7.55% (fixed to 2027-01-14, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-SENTORACURATOR-USDC-ETHEREUM Sentora Curator — USDC vault (Sentora USD) on Ethereum | Sentora Curator (protocol) | 7.54% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-KABUUSDC-ETHEREUM Morpho Blue — KABUUSDC lending on Ethereum | Morpho Blue (protocol) | 7.4% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-FLUIDLITE-USDC-ETHEREUM Fluid Lite — USDC vault on Ethereum | Fluid Lite (protocol) | 7.38% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-APYXUSDC-ETHEREUM Morpho Blue — APYXUSDC lending on Ethereum | Morpho Blue (protocol) | 7.36% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-SENTORACURATOR-PYUSD-ETHEREUM Sentora Curator — PYUSD vault (Sentora PRIME) on Ethereum | Sentora Curator (protocol) | 7.11% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-ARMUSDTS-ETHEREUM Morpho Blue — ARMUSDTS lending on Ethereum | Morpho Blue (protocol) | 6.98% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-CSUSDCCORE-ETHEREUM Morpho Blue — CSUSDCCORE lending on Ethereum | Morpho Blue (protocol) | 6.97% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-APYXAPXUSD-ETHEREUM Morpho Blue — APYXAPXUSD lending on Ethereum | Morpho Blue (protocol) | 6.87% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-ACCOUNTABLE-USDC-ETHEREUM-3F3D Accountable — USDC lending (Earn ACC Points) on Ethereum | Accountable (protocol) | 6.7% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-REECOUSDC-ETHEREUM Morpho Blue — REECOUSDC lending on Ethereum | Morpho Blue (protocol) | 6.69% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LISTALENDING-USDC-ETHEREUM Lista Lending — USDC lending on Ethereum | Lista Lending (protocol) | 6.67% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-BBQUSDT-ETHEREUM-8922 Morpho Blue — BBQUSDT lending on Ethereum | Morpho Blue (protocol) | 6.63% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PARETOCREDIT-USDC-ETHEREUM-0155 Pareto Credit — USDC lending (RockawayX) on Ethereum | Pareto Credit (protocol) | 6.62% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-3JANELENDING-USD3-ETHEREUM 3Jane Lending — USD3 lending on Ethereum | 3Jane Lending (protocol) | 6.56% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-SENPYUSDPST-ETHEREUM Morpho Blue — SENPYUSDPST lending on Ethereum | Morpho Blue (protocol) | 6.56% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MAINSTREET-MSUSD-ETHEREUM Mainstreet — MSUSD vault on Ethereum | Mainstreet (protocol) | 6.52% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-HYPERUSDCA-ETHEREUM Morpho Blue — HYPERUSDCA lending on Ethereum | Morpho Blue (protocol) | 6.47% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-INFINIFI-SIUSD-ETHEREUM infiniFi — SIUSD vault (Staked iUSD) on Ethereum | infiniFi (protocol) | 6.42% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-GTUSDCRWA-ETHEREUM-91D3 Morpho Blue — GTUSDCRWA lending on Ethereum | Morpho Blue (protocol) | 6.31% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CONVEXFINANCE-CRVUSD-ETHEREUM-0359 Convex Finance — CRVUSD vault (Curve Lend – WBTC collateral) on Ethereum | Convex Finance (protocol) | 6.3% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CAP-STCUSD-ETHEREUM cap — STCUSD lending on Ethereum | cap (protocol) | 6.28% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CURVELLAMALEND-CRVUSD-ETHEREUM-63E1 Curve LlamaLend — CRVUSD lending (WBTC collateral) on Ethereum | Curve LlamaLend (protocol) | 6.26% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-BBQUSDT-ETHEREUM-C743 Morpho Blue — BBQUSDT lending on Ethereum | Morpho Blue (protocol) | 6.26% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-KUSDC-ETHEREUM Morpho Blue — KUSDC lending on Ethereum | Morpho Blue (protocol) | 6.25% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-FLUIDLENDING-USDT-ETHEREUM Fluid Lending — USDT lending on Ethereum | Fluid Lending (protocol) | 6.22% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-PENDLEUSDC-ETHEREUM Morpho Blue — PENDLEUSDC lending on Ethereum | Morpho Blue (protocol) | 6.18% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-SKYLENDING-USDS-ETHEREUM Sky Lending — USDS lending (GROVE Farming Pool) on Ethereum | Sky Lending (protocol) | 6.14% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-SENPYUSDPRIMEV2-ETHEREUM Morpho Blue — SENPYUSDPRIMEV2 lending on Ethereum | Morpho Blue (protocol) | 6.04% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-STEAKCUSDC-ETHEREUM Morpho Blue — STEAKCUSDC lending on Ethereum | Morpho Blue (protocol) | 6.02% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-USDAT-ETHEREUM-0A1B Pendle V2 — USDAT vault (For LP | Maturity 14JAN2027) on Ethereum | Pendle V2 (protocol) | 6.01% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-RESERVOIRPROTOCOL-WSRUSD-ETHEREUM Reservoir Protocol — WSRUSD lending on Ethereum | Reservoir Protocol (protocol) | 6% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LISTALENDING-USDT-ETHEREUM Lista Lending — USDT lending on Ethereum | Lista Lending (protocol) | 5.99% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-BBQUSDC-ETHEREUM-F8D7 Morpho Blue — BBQUSDC lending on Ethereum | Morpho Blue (protocol) | 5.99% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-LAGOON-SIGMAUSDC-ETHEREUM Lagoon — SIGMAUSDC vault on Ethereum | Lagoon (protocol) | 5.98% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SUSDD-ETHEREUM-E54B Pendle V2 — SUSDD vault (For LP | Maturity 26NOV2026) on Ethereum | Pendle V2 (protocol) | 5.95% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-AAVEV4-USDE-ETHEREUM Aave V4 — USDE lending (Plus) on Ethereum | Aave V4 (protocol) | 5.92% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-ORIGINDOLLAR-OUSD-ETHEREUM Origin Dollar — OUSD vault on Ethereum | Origin Dollar (protocol) | 5.92% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MELLOWCORE-EARNUSD-ETHEREUM Mellow Core — EARNUSD vault (Lido earnUSD) on Ethereum | Mellow Core (protocol) | 5.9% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-PENDLEV2-SUSDS-ETHEREUM-0A3E Pendle — PT-sUSDS-26NOV2026 (fixed rate to 2026-11-26) on Ethereum | Pendle (protocol) | 5.87% (fixed to 2026-11-26, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | No KYC on a DEX | Ethereum |
| scrvUSD Curve Savings crvUSD | Curve Finance | ~5.83% (variable) checked 9 Nov 2026 | None | No KYC on a DEX | Ethereum |
| DL-MORPHOBLUE-ARMUSDCS-ETHEREUM Morpho Blue — ARMUSDCS lending on Ethereum | Morpho Blue (protocol) | 5.83% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-SENRLUSDV2-ETHEREUM Morpho Blue — SENRLUSDV2 lending on Ethereum | Morpho Blue (protocol) | 5.83% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-AAVEV3-USDC-ETHEREUM-6F00 Aave V3 — USDC lending (Umbrella) on Ethereum | Aave V3 (protocol) | 5.81% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-HUMAUSDC-ETHEREUM Morpho Blue — HUMAUSDC lending on Ethereum | Morpho Blue (protocol) | 5.81% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-STRATAMARKETS-JRUSDE-ETHEREUM Strata Markets — JRUSDE vault on Ethereum | Strata Markets (protocol) | 5.74% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-BBQUSDC-ETHEREUM-3697 Morpho Blue — BBQUSDC lending on Ethereum | Morpho Blue (protocol) | 5.67% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-CONVEXFINANCE-CRVUSD-ETHEREUM-6407 Convex Finance — CRVUSD vault (Curve Lend – sUSDe collateral) on Ethereum | Convex Finance (protocol) | 5.65% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-AAVEV4-USDG-ETHEREUM-4117 Aave V4 — USDG lending (Core) on Ethereum | Aave V4 (protocol) | 5.61% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
| DL-MORPHOBLUE-GTUSDCF-ETHEREUM Morpho Blue — GTUSDCF lending on Ethereum | Morpho Blue (protocol) | 5.61% (variable, DefiLlama 2026-11-11) checked 11 Nov 2026 | None | Not stated | Ethereum |
More questions
Which of them can I buy without KYC?
12 of 100 can be bought on a DEX without identity verification. For the rest, the source does not state the secondary-market gate.
Where does the yield of the top five come from?
DL-CONCRETE-CTCOLBUSD1-ETHEREUM: Vault strategy (mostly lending). DL-PENDLEV2-SUSDFR-ETHEREUM-7E58: Discount to face value — the yield SUSDFR earns until maturity, sold upfront. DL-PENDLEV2-SUSDFR-ETHEREUM-503C: Vault strategy (mostly lending). DL-PENDLEV2-REUSDE-ETHEREUM-2C9D: Discount to face value — the yield REUSDE earns until maturity, sold upfront. DL-PENDLEV2-REUSDE-ETHEREUM-BFB4: Vault strategy (mostly lending).
Which is the largest?
By size, DL-MORPHOBLUE-SENRLUSDV2-ETHEREUM at $416M, followed by DL-MORPHOBLUE-SENPYUSDPRIMEV2-ETHEREUM at $188M and DL-SKYLENDING-STUSDS-ETHEREUM at $162M. Size is not safety, but a larger product usually means a deeper market to sell into.
Are these yields fixed?
89 of 100 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-11-09 and 2026-11-11.
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