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scrvUSD~5.83%JAAA~5.8%sfrxUSD~5.3%syrupUSDC~5.08%USD0++~4.47%YLDS~4%JUP-LEND~4%BUIDL~3.84%USTBL3.82%sUSDS~3.8%USDY~3.75%CB-USDC~3.75%BENJI3.73%AAVE-USDC~3.7%SPARK~3.6%JTRSY~3.59%MORPHO~3.5-5%OUSG~3.5%

TokenBank · tokenized assets compared

Where can my money earn more than in a savings account — with crypto, and how safe is it?

Your money can do more.

Find your token (search 9,000+ tokens)

Tokenized bonds, digital dollars, real estate and stocks — compared in plain words, with the risk next to every number.

Typical savings account
2%
per year, deposit-insured
Safest tokenized option today
3.82%
Spiko US T-Bills Money Market Fund

Not guaranteed · Jul–Nov 2026

What should your money do?

Pick one. We show you three options to start with.

🏦 Earn interest, keep the risk low
← All goals

Three options to start with

Jul–Nov 2026

These funds hold short-term US government bonds. The rate moves with US interest rates.

01 · USTBLSpiko (SICAV, France)
Spiko US T-Bills Money Market Fund
Pays per year
3.82%
checked 19 Oct 2026
Risk level
Very low risk
Minimum
€1 (≈$1,000 practical)
For
Retail (EU)
What you own & how to buy ›
02 · USDYOndo Finance
Ondo US Dollar Yield
Pays per year
~3.75%
checked 9 Nov 2026
Risk level
Very low risk
Minimum
~$50 (secondary market)
What you own & how to buy ›
03 · mTBILLMidas
Midas mTBILL
Pays per year
~3.42%
checked 18 Oct 2026
Risk level
Low risk
Minimum
No minimum
What you own & how to buy ›

Three things to know before you buy.

1 · A stated yield is not a paid yield
9.82%
RealT · stated rent
≈0%
actually paid since Feb 2026

Where payouts are on-chain, we measure them — and tell you when they stop.

2
More yield means more risk.

A fund of US government bonds pays less than a property token — because it is much less likely to go wrong.

3
You need a wallet or an account.

Some tokens you buy in a crypto app, others directly from the issuer — often after an ID check. Each token page explains how.

New to this? Start here.

What is a tokenized money market fund?

The closest thing to a savings account on a blockchain, explained.

Read ›
Which tokens pay the most right now?

Computed from live data, with the risk next to every figure.

Read ›
What if the payouts stop?

What happened at RealT, and seven checks before you buy real-estate tokens.

Read ›
Trader view
Want every number?

All 9,197 instruments with filters, risk and minimums side by side.

Open trader view
Data report

How big is the tokenized RWA market?

Between $21B and $358B — depending on who counts what. Every published figure side by side, why they differ, and our own count. Open data.

Read the reportAll reports ›

The 79 instruments in this comparison

All 9,197 instruments in the full list ›

Bonds, funds & stablecoins · 42