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Guides

Tokenized assets, explained with data

Short answers to the questions people ask before buying a token backed by something real — each one built on the yields, minimums and access terms we track.

Types of tokenized assets

Treasuries, stocks, bonds, private credit, real estate, gold, stablecoins — what is behind each, where the return comes from, and who it is aimed at.

How to buy tokenized assets

The three routes — exchange, issuer with KYC, or on-chain from your own wallet — and what to check before you pay.

Tokenized stocks vs real stocks

Same price, different thing: ownership, voting, dividends, who can buy and what each issuer says you own.

What happens if a token issuer fails?

What you get back depends on the structure: fund, certificate, stablecoin, property company or protocol — with the products that have already ended.

How to verify a token contract

Copies with the same name are everywhere. Where to get the real address, and what to check on the explorer.

Tokenized money market funds

The closest thing to a savings account on a blockchain — every fund compared, and who each one is aimed at.

RealT stopped paying: the alternatives

Lofty, Reental, Finexity, Bloxxter and Brickwise — what you own with each, and seven checks that tell a reliable property token from the next RealT.

Tokenized SPACs

Can a SPAC live on-chain, with voting and redemption rights? Yes — how it works, and where the trust can earn its interest.

SPAC sponsor capital as a token

Raising a sponsor’s at-risk capital on-chain, step by step: company form, a contract that caps spending without a vote, and what it costs.

The SEC Innovation Exemption

What the 17 September 2026 order changes for tokenized US stocks — who it covers, who it excludes, and the rights condition the trade press got wrong.

Tokenized bonds, explained

A tokenized bond is a normal bond whose ownership record lives on a blockchain. Here is how it works and what to check.

Tokenized real estate, explained

Property tokens let you own a slice of a building through a company or trust. Here is how rent, ownership and exits really work.

RWA risks, explained

Every tokenized asset stacks several risks. This guide names each layer and the question to ask about it.

Can AI agents buy tokenized assets?

An AI agent with a wallet can buy permissionless tokens today. Whitelisted securities are another story. Here is the practical picture.

How AI agents could create financial products

Designing a product and legally issuing it are different things. Here is where AI agents fit, and where they do not.

Stablecoins, explained

A stablecoin is only as stable as its reserves and its redemption promise. Here is how the main designs work.

Yield-bearing stablecoins, explained

A stablecoin that pays you has to earn that money somewhere. Here is where the yield comes from and what can go wrong.

Tokenized treasuries, explained

A fund that holds short-term government debt, with its shares recorded as tokens. How it compares to a money market fund and a stablecoin.

Permissioned vs permissionless

Some tokens move to any wallet. Others check a whitelist on every transfer. How to tell them apart and why it matters when you want to sell.

KYC for tokenized assets

Identity checks can apply when you mint, when you buy on a market and when you redeem. Passing one gate does not mean you pass the others.

MiCA, explained

The EU’s crypto rulebook in plain English: what an EMT, an ART and a CASP are, what MiCA protects, and what it leaves to other laws.

German crypto securities

Germany lets bonds and other securities exist only as a register entry on a blockchain. What a Kryptowertpapier is and who keeps the register.

Tokenized gold, explained

A token that represents gold in a vault. What backs it, how you redeem it and how it differs from a gold ETF or a bar in your safe.

Tokenized private credit

Loans to companies and funds, packaged as tokens. Where the higher yield comes from, and what happens when a borrower does not pay.

Liquid staking, explained

How liquid staking tokens earn staking rewards while staying tradable, and the risks behind the receipt.

Fixed yield in DeFi, explained

How Pendle principal tokens turn a variable on-chain yield into a fixed return held to maturity.

DeFi lending, explained

How on-chain lending markets set rates, what liquidation does, and where lenders take the loss when it fails.

Redemption, explained

NAV, cut-off times, minimums and suspensions: how you actually turn a token back into cash.

Tokenized ETFs, explained

Tokens that track ETFs: what backs them, what you own and how they differ from buying the fund at a broker.

Pre-IPO tokens, explained

Tokens on private companies: the SPV or note in between, what you really own and how you get out.

Comparing token yields, explained

APY vs APR, base vs reward, fixed vs variable: how to put two token yields on the same footing.

Tokenized SPACs

A SPAC is a listed cash shell that buys a private company. Tokenized SPACs barely exist yet — but the first tokenized de-SPAC, Securitize, listed in July 2026.

AI agents that invest on their own

Robinhood, Coinbase, Interactive Brokers, Kraken and Alpaca opened to AI agents in 2026. Here is what an agent needs to invest on its own, and which tokens it can actually hold.

How a bot buys a yield token

From “I found a 5% USDC vault” to shares in the wallet and back: the calls a bot makes, the checks it runs before signing, and where a person still has to come in.

Investment tokens a bot can buy on its own

Gold tokens and lending markets: yes, from a wallet. Stock tokens: often, on the open market. Treasury funds and real estate: only through an onboarded owner. A live count by asset class.

Exchange hacked

Whether a hack hits you depends on where your token sits. Nine exchange hacks, who repaid customers, and what a cold wallet does and does not protect.

Tokenized deposits

A bank deposit recorded as a token: who owes you the money, whether deposit protection and interest apply, and which banks already run one.

Stablecoin interest

Issuers may not pay interest, exchanges pay “rewards” anyway, and the CLARITY Act that would settle it stalled in the Senate. What applies today.

Property tokens in Brazil

A property token in Brazil is usually a claim against the issuer, not the deed. The rules, the cartório question, and what happened to Drex.

Security tokens in Korea

Tokenized stocks, bonds, funds and fractional investments become legal in Korea from 4 February 2027. What the law and the draft rules say, and what is still open.

Turkey’s crypto law

Since July 2024 crypto platforms serving Türkiye need SPK permission. What the law requires, what the SPK list does and does not mean, and the limits on stablecoin transfers.

What does tokenized mean?

A right to a real asset recorded as a token on a blockchain: how it works, what stays the same, and the other meanings of the word.

Can AI agents trade on their own?

Yes — on-chain without a person, at exchanges through an API key on your account. Where it works, the hard limits, real results and the law.

Are trading bots legit?

The software is real; guaranteed profits are not. What bots do, what the evidence shows, and a checklist to spot a scam.

Are trading bots legal?

Yes on your own account, with conditions. A licence once you trade for others. India’s algo rules, exchange terms, spoofing bans and tax, country by country.

AI trading bots for stocks

Alpaca, IBKR, Tradier, Schwab and now Robinhood let a bot trade stocks. What each requires, market hours, the tokenized-stock route, and how well AI bots actually do.

Trading bot vs human vs copy trading

Bots, AI agents, copy trading or your own clicks: what the evidence says about who wins, where each one fails, and the cheap baseline most of them miss.

Build your own AI trading agent

Python, the official Claude and OpenAI SDKs and a free paper account: the model proposes, your code checks and executes. Every step with code.