Tokenization & crypto licensing in Croatia
1 official register read, 5 entries from Hrvatska agencija za nadzor financijskih usluga.
Buying crypto in Croatia: what to know
Legal- Hrvatska agencija za nadzor financijskih usluga (HANFA) — MiCA competent authority; authorises and supervises CASPs
- Porezna uprava — Tax authority
Crypto gains are taxed at 12% as capital gains. Crypto held more than two years is tax-free but must still be reported. Swapping crypto for crypto is not taxed.
Gains: 12% (capital gains)
- Report exempt gains (held over two years) on the JOPPD form too.
- Keep records of each purchase and sale; FIFO or the successive-prices method is used.
- Check a provider's legal name in HANFA's registers or the ESMA register.
Checked 2026-11-09 · Confidence: high · Sources: [1][2][3][4][5][6][7]
Not confirmed: Whether the 2018 opinion on crypto-to-crypto swaps still reflects current practice (based on Income Tax Act NN 115/16). · Tax treatment of staking and lending rewards. · Whether a municipal surtax still applies to capital gains (the 2026 page mentions only 12%).
Compiled to the best of our knowledge from the sources linked. Information, not tax or legal advice. Rules change — check the linked official sources before acting.
Found an error or something out of date? Tell us at [email protected] — we check and correct it.
Who offers tokenization and crypto services in Croatia
Crypto-asset service providers (VASPs/CASPs) in Croatia are registered with the Hrvatska agencija za nadzor financijskih usluga (HANFA). Its register „Registar društava ovlaštenih pružati usluge povezane s kriptoimovinom (CASP register)“ lists 5 companies (read 2026-10-14). The conditions for registering are set by the authority — its own list is the source.
- Bitblock d.o.o.
- DIGITAL ASSETS d.o.o. za posredovanje i usluge
- ELECTROCOIN d.o.o. za usluge
- IN KAPITAL d.o.o. za trgovinu i usluge
- WHITE TECH d.o.o. za usluge
Where are crypto companies and VASPs registered in Croatia?
With the Hrvatska agencija za nadzor financijskih usluga (HANFA). Its register “Registar društava ovlaštenih pružati usluge povezane s kriptoimovinom (CASP register)” lists 5 companies (read 2026-10-14), for example Bitblock d.o.o., DIGITAL ASSETS d.o.o. za posredovanje i usluge, ELECTROCOIN d.o.o. za usluge, IN KAPITAL d.o.o. za trgovinu i usluge. The requirements for registering are set by the authority; its own list is the source: https://www.hanfa.hr/registri/trziste-kriptoimovine/registar-drustava-ovlastenih-pruzati-usluge-povezane-s-kriptoimovinom/?export=xml
What the authorities publish — and what we read
Status: Public register, read. Every address below was loaded, not guessed. A register entry records that an authority licensed, registered or approved something; it says nothing about whether you may or should buy it.
| Authority | Register | Finding |
|---|---|---|
| HANFA (Hrvatska agencija za nadzor financijskih usluga) | (1) Registar društava ovlaštenih pružati usluge povezane s kriptoimovinom (CASP register) (2) Registar notificiranih bijelih knjiga o kriptoimovini (non-ART/EMT white papers) (3) Sandbox PutNaTržište (capital-markets IPO/VC sandbox, not tokenization) | Public register, read |
Registar društava ovlaštenih pružati usluge povezane s kriptoimovinom (CASP register)
Licensed or registered providers · 5 entriesHrvatska agencija za nadzor financijskih usluga (HANFA) · source · read 2026-10-14
| Register no. | Name |
|---|---|
| 10607405244 | Bitblock d.o.o. |
| 37096783668 | DIGITAL ASSETS d.o.o. za posredovanje i usluge |
| 45841695639 | ELECTROCOIN d.o.o. za usluge |
| 89919231745 | IN KAPITAL d.o.o. za trgovinu i usluge |
| 22301840862 | WHITE TECH d.o.o. za usluge |