Tokenization & crypto licensing in Honduras
What the authorities publish on tokenized assets and digital-asset providers, and why it could or could not be read. 1 instruments from here are in our catalogue.
Buying crypto in Honduras: what to know
Restricted- Comisión Nacional de Bancos y Seguros (CNBS) — Supervises banks, insurers and other financial institutions; barred them from dealing in crypto (Circular CNBS No.003/2024)
- Banco Central de Honduras (BCH) — Central bank and sole issuer of legal tender; does not supervise or guarantee crypto
- Servicio de Administración de Rentas (SAR) — Tax authority
The SAR has published no crypto-specific guidance. Under the general rule, capital gains of individuals and companies are taxed with a single 10% tax under Art. 10 of the Income Tax Law, outside the progressive scale. Whether crypto gains fall under this rule is not confirmed by the SAR.
Gains: 10% single capital gains tax (general rule; application to crypto unconfirmed)
- Crypto is not legal tender; the lempira is the only legal currency. Using crypto is at your own risk and nobody is obliged to accept it.
- Honduran banks and supervised institutions may not process crypto operations, so buying usually happens on foreign platforms outside Honduran supervision.
- The CNBS warns that problems with crypto platforms are the user's risk, as these platforms are not regulated in Honduras.
- Próspera (Roatán) has said bitcoin is legal tender in its zone, but the Supreme Court declared the ZEDE regime unconstitutional in Sep 2024 and the zone's status is disputed.
Checked 2026-11-05 · Confidence: medium · Sources: [1][2][3][4][5][6][7][8][9]
Not confirmed: Whether the SAR treats crypto gains as capital gains under the 10% tax (no SAR crypto guidance found) · Any crypto reporting duty for individuals or platforms to the SAR · Final approval and entry into force of the PSAV/AML reform after Oct 2026 · Próspera's own current crypto rules and its legal status under the 2026 government
Compiled to the best of our knowledge from the sources linked. Information, not tax or legal advice. Rules change — check the linked official sources before acting.
Found an error or something out of date? Tell us at [email protected] — we check and correct it.
What the authorities publish — and what we read
Status: Register exists, not machine-readable. Every address below was loaded, not guessed. A register entry records that an authority licensed, registered or approved something; it says nothing about whether you may or should buy it.
| Authority | Register | Finding |
|---|---|---|
| CNBS (Comision Nacional de Bancos y Seguros) | none (Hub de Innovacion Financiera is a contact point, not a list) | Register exists, not machine-readable about 0 entries |
In our catalogue: 1 instruments from Honduras
1 live.