Instruments · Tokenized Treasuries

Spiko EU T-Bills Money Market Fund

EUTBLTokenized Money Market FundVery Low

2.41% (net of fees, last 31 days)

Yield / return

checked 19 Oct 2026

AMF-regulated French money-market fund investing 100% in short-term Eurozone Treasury bills; yield accrues daily into the token. EU-native and retail-accessible.

Target / Area

Retail (EU)

Open a Spiko account, KYC, fund via SEPA, subscribe directly

Who may buy is set by the issuer — check their terms.

Go to Spiko ↗Trader view →

Minimum €1 (≈€1,000 practical) · Custodial (regulated fund) · verify with the provider before acting

Where to buy EUTBL

Open in trader view →

EUTBL is not listed on any exchange or DEX we can see. It is bought (subscribed) and redeemed directly with the issuer, Spiko (SICAV, France) — see above.

EUTBL contract addresses

Checked on chain: contract code is present and its symbol and decimals match the listing. Use the address on the chain you buy on, and compare it with the issuer’s own documentation.

Candidates: CoinGecko · read on chain 2026-10-21 · for agents: MCP get_purchase_steps · how agents buy

How to exit EUTBL

Redeeming with the issuer: KYC required. Anyone who cannot redeem exits by selling on the market.

Minimum: not stated
Fee: 0%
Settlement: same day (D) for standard withdrawals, cut-off 11:30am Paris time; instant via SEPA Instant up to EUR 500,000 per day
Who may redeem: onboarded Spiko clients; clients from the United States and other listed countries cannot be onboarded
Selling instead: not stated

From issuer documentation · 2026-10-22 · exit costs compared

Key facts

Yield / return: 2.41% (net of fees, last 31 days)
Risk: Very Low
Minimum: €1 (≈€1,000 practical)
Liquidity: Daily subscription/redemption
Custody: Custodial (regulated fund)
KYC: Required
Figures verified: 2026-10-19

Details

Issuer: Spiko (SICAV, France)
Type: Tokenized Money Market Fund
Category: Tokenized Treasuries
Pillar: Fixed Income
Yield source: Short-term Eurozone government T-bills
Network: Stellar / Ethereum / Base
Jurisdiction: France (EU, AMF-regulated)
AUM: €880M

Compare all providers by role →

Tokenized money market funds, compared →What kind of asset is this? All types explained →

What you actually own

Spiko SICAV (USTBL, EUTBL) · Issuer-tokenized

A share in a regulated fund

Dividends: Not confirmed
Voting rights: Not confirmed
Corporate actions: Not confirmed
Redemption: Not confirmed
If the issuer fails: Fund assets held separately
Transfer: Not confirmed

Some aggregators list 'U.S. and Global Retail' as eligible; the prospectus says subscribers certify they are not US persons, and the prospectus wins.

checked 2026-09-18 · prospectus · source

Who it is aimed at

Target / Area

Retail (EU)

Where it trades: Spiko

Who can buy — as the issuer states it

YesEU · Retail investors
Spiko account and KYC. — AMF-approved money market fund
checked 2026-09-18 · issuer-docs · source
NoUS · Retail investors
Subscribers certify they are not US persons. — Regulation S definition of US person
checked 2026-09-18 · prospectus · source

Quoted from the sources linked, on the date shown. Terms change; the issuer has the final word (issuer documentation).

Questions about EUTBL and Tokenized Treasuries

Buying EUTBL: common questions

How do I buy EUTBL?

Open a Spiko account, KYC, fund via SEPA, subscribe directly. The issuer names these venues: Spiko. The token runs on Stellar / Ethereum / Base. Minimum: €1 (≈€1,000 practical).

Where can I buy EUTBL?

EUTBL is not listed on any exchange or DEX we can see. It is bought (subscribed) and redeemed directly with the issuer, Spiko (SICAV, France).

Who can buy EUTBL?

As Spiko SICAV (USTBL, EUTBL) states it: EU, retail investors: yes (Spiko account and KYC); US, retail investors: no (Subscribers certify they are not US persons). The issuer has the final word; check its terms before buying.