TokenBank 简体中文 · 退出成本
代币化基金或生息代币如何变现？
要点
表中有20个已读取赎回条款的产品。向发行人赎回须身份验证的有11个，无须的有2个；列明最低赎回额的有3个，列明赎回费用的有7个，其余在文件中未作说明。
退出有两条路：向发行人申请赎回（身份验证、最低赎回额、费用和结算时间由各发行人规定），或在交易所或 DEX 卖出（价格受买卖价差和流动性影响）。表中列出 TokenBank 已从发行人文件读取赎回条款的产品，完整列表见 /exit-costs。
数据日期 2026-11-09 · 非投资建议。谁可以购买由发行人决定。 · English
| 代币 | 发行人 | 收益率 | 最低投资额 | 区块链 | 状态 |
|---|---|---|---|---|---|
| Apollo Diversified Credit Fund (tokenized) ACRED | Apollo / Securitize | ~6.93% (target, 浮动) checked 9 Nov 2026 | Qualified investors via Securitize | Ethereum / Solana / Polygon (+) | 存续中 |
| Janus Henderson Anemoy AAA CLO Fund JAAA | Janus Henderson (Centrifuge / Anemoy) | ~5.8% (stated by Anemoy, undated) checked 19 Oct 2026 | 无最低金额 (deJAAA) | Ethereum / Base / Solana (deJAAA) | 存续中 |
| Staked Frax USD sfrxUSD | Frax Finance | ~5.3% (~4-5%) checked 9 Nov 2026 | 无最低金额 | Ethereum / Fraxtal | 存续中 |
| Maple Syrup USDC syrupUSDC | Maple Finance | ~5.08% checked 9 Nov 2026 | 无最低金额 | Ethereum / Solana / Base | 存续中 |
| Ethena Staked USDe sUSDe | Ethena Labs | ~5.0% (浮动) checked 9 Nov 2026 | 无最低金额 | Ethereum (+L2) | 存续中 |
| Usual USD0++ USD0++ | Usual | ~4.47% (T-bill base + USUAL rewards) checked 9 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| BlackRock USD Institutional Digital Liquidity Fund BUIDL | BlackRock / Securitize | ~3.84% checked 9 Nov 2026 | $5M (机构) | Ethereum (+8) | 存续中 |
| Spiko US T-Bills Money Market Fund USTBL | Spiko (SICAV, France) | 3.82% (net of fees, last 31 days) checked 19 Oct 2026 | €1 (≈$1,000 实际约) | Stellar / Ethereum | 存续中 |
| Sky Savings Token sUSDS | Sky (MakerDAO) | ~3.8% checked 9 Nov 2026 | 无最低金额 | Ethereum (+Solana, Base) | 存续中 |
| Ondo US Dollar Yield USDY | Ondo Finance | ~3.75% checked 9 Nov 2026 | ~$50 (二级市场) | Ethereum / Solana (+10) | 存续中 |
| Franklin OnChain US Government Money Fund BENJI | Franklin Templeton | 3.73% (7-day current yield, 30 Sep 2026) checked 19 Oct 2026 | 低 (Benji app) | Stellar / Base / Ethereum | 存续中 |
| Falcon USDf (staked) sUSDf | Falcon Finance | ~3.66% (浮动) checked 9 Nov 2026 | 无最低金额 | Ethereum | 存续中 |
| Janus Henderson Anemoy Treasury Fund JTRSY | Anemoy / Janus Henderson (Centrifuge) | ~3.59% checked 25 Aug 2026 · over 30 days old | $500,000 (机构) | Ethereum (+6) | 存续中 |
| Ondo Short-Term US Government Treasuries OUSG | Ondo Finance | ~3.5% checked 9 Nov 2026 | $5,000 | Ethereum / Solana / Polygon | 存续中 |
| WisdomTree Treasury Money Market Digital Fund WTGXX | WisdomTree | ~3.5% date not stated | 低 (app-based) | Stellar / Ethereum (share records) | 存续中 |
| OpenEden TBILL TBILL | OpenEden | ~3.45% (T-bill level) checked 9 Nov 2026 | KYC onboarding; verify current minimum | Ethereum / Arbitrum | 存续中 |
| Midas mTBILL mTBILL | Midas | ~3.42% (tracks T-bills) checked 18 Oct 2026 | 无最低金额 | Ethereum (+L2s, Algorand) | 存续中 |
| Superstate Short Duration US Government Securities Fund USTB | Superstate / Invesco | ~3.35% (T-bill level) checked 9 Nov 2026 | Qualified purchasers (high) | Ethereum / Solana | 存续中 |
| Circle USYC USYC | Circle (Hashnote Intl. Short Duration Yield Fund) | ~3.29% (T-bill level) checked 9 Nov 2026 | 机构 channels | Ethereum / Solana / Canton / Sui | 存续中 |
| Spiko EU T-Bills Money Market Fund EUTBL | Spiko (SICAV, France) | 2.41% (net of fees, last 31 days) checked 19 Oct 2026 | €1 (≈€1,000 实际约) | Stellar / Ethereum / Base | 存续中 |
常见问题
赎回还是卖出更划算？
视情况而定。赎回价格接近资产净值，但涉及身份验证、最低金额和等待时间；卖出可即时完成，但价格可能因价差和流动性而偏低。
随时可以赎回吗？
取决于产品。有的即时赎回，有的要到下一个工作日或固定周期，部分设有额度上限。
延伸阅读