Tokenization & crypto licensing in Indonesia

3 official registers read, 43 entries from Otoritas Jasa Keuangan.

Buying crypto in Indonesia: what to know

Legal

Bahasa Indonesia

Who regulates

Otoritas Jasa Keuangan (OJK) — Supervisor of crypto asset trading since 10 January 2025 (took over from Bappebti)
Bank Indonesia — Payment system authority
Directorate General of Taxes (DJP) — Taxation

Licensing of providers

Crypto asset traders (exchanges) must be licensed by OJK; OJK published a whitelist of licensed digital financial asset and crypto asset traders on 19 December 2025. Official register of providers ↗

Tax

Crypto sales carry a final income tax of 0.21% of the sale value on licensed Indonesian platforms (1% via foreign platforms), withheld at source; there is no tax on the gain itself.

Gains: 0.21% final tax on transaction value (1% via foreign platforms)

Tax authority: pajak.go.id ↗

Full tax page, incl. tokenized stocks and funds →

Reporting

Platforms withhold the final tax; individuals are reported to still declare crypto holdings in their annual tax return.

Watch out

Check the OJK whitelist for licensed platforms.
Using foreign platforms carries a higher final tax rate (1%).
Crypto is not legal tender in Indonesia.

Checked 2026-10-29 · Confidence: medium · Sources: [1][2][3][4]

Not confirmed: Bank Indonesia prohibition on crypto as means of payment (not opened) · Annual-return declaration of holdings

Compiled to the best of our knowledge from the sources linked. Information, not tax or legal advice. Rules change — check the linked official sources before acting.

Found an error or something out of date? Tell us at [email protected] — we check and correct it.

Providers

Who offers tokenization and crypto services in Indonesia

Crypto-asset service providers (VASPs/CASPs) in Indonesia are registered with the Otoritas Jasa Keuangan (OJK). Its register „Whitelist PAKD/CPAKD + Bursa, Kliring, Kustodian AKD (Lampiran SP 226/GKPB/OJK/XII/2025)“ lists 33 companies (read 2026-10-14). The conditions for registering are set by the authority — its own list is the source.

PT Kagum Teknologi Indonesia
PT Aset Instrumen Digital
PT Utama Aset Digital Indonesia
PT Sentra Bitwewe Indonesia
PT Teknologi Struktur Berantai
PT Aset Kripto Internasional
PT Pedagang Aset Kripto
PT Kripto Inovasi Nusantara
PT Cyrameta Exchange Indonesia
PT Kripto Maksima Koin
PT Indodax Nasional Indonesia
PT Multikripto Exchange Indonesia
PT Mitra Kripto Sukses
PT CTXG Indonesia Berkarya
PT Cipta Koin Digital
+ 18 more in the register below

Where are crypto companies and VASPs registered in Indonesia?

With the Otoritas Jasa Keuangan (OJK). Its register “Whitelist PAKD/CPAKD + Bursa, Kliring, Kustodian AKD (Lampiran SP 226/GKPB/OJK/XII/2025)” lists 33 companies (read 2026-10-14), for example PT Kagum Teknologi Indonesia, PT Aset Instrumen Digital, PT Utama Aset Digital Indonesia, PT Sentra Bitwewe Indonesia. The requirements for registering are set by the authority; its own list is the source: https://ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Documents/Pages/OJK-Terbitkan-Whitelist-Penyelenggara-Perdagangan-Aset-Keuangan-Digital-Dan-Aset-Kripto-Berizin/SP%20226%20OJK%20Terbitkan%20Whitelist%20Penyelenggara%20Perdagangan%20Aset%20Keuangan%20Digital%20dan%20Aset%20Kripto%20Berizin.pdf

Official registers

What the authorities publish — and what we read

Status: Public register, read. Every address below was loaded, not guessed. A register entry records that an authority licensed, registered or approved something; it says nothing about whether you may or should buy it.

Authority	Register	Finding
OJK	Daftar Hasil Sandbox (Sandbox-Ergebnisse)	Public register, read
OJK	Daftar Peserta Sandbox (laufende Teilnehmer)	Public register, read about 2 entries
OJK	Whitelist Penyelenggara Perdagangan Aset Keuangan Digital (PAKD/CPAKD) + Infrastruktur	Public register, read
Bappebti (Altlast)	Pedagang fisik aset kripto	Register exists, not machine-readable

Whitelist PAKD/CPAKD + Bursa, Kliring, Kustodian AKD (Lampiran SP 226/GKPB/OJK/XII/2025)

Licensed or registered providers · 33 entries

Otoritas Jasa Keuangan (OJK) · source · read 2026-10-14

Register no.	Name	Category	Licence
S-13/D.07/2025	PT Kagum Teknologi Indonesia	PAKD (licensed trader)	S-13/D.07/2025
KEP-12/D.07/2025	PT Aset Instrumen Digital	PAKD (licensed trader)	KEP-12/D.07/2025
KEP-11/D.07/2025	PT Utama Aset Digital Indonesia	PAKD (licensed trader)	KEP-11/D.07/2025
S-16/D.07/2025	PT Sentra Bitwewe Indonesia	PAKD (licensed trader)	S-16/D.07/2025
S-9/D.07/2025	PT Teknologi Struktur Berantai	PAKD (licensed trader)	S-9/D.07/2025
S-20/D.07/2025	PT Aset Kripto Internasional	PAKD (licensed trader)	S-20/D.07/2025
KEP-19/D.07/2025	PT Pedagang Aset Kripto	PAKD (licensed trader)	KEP-19/D.07/2025
KEP-15/D.07/2025	PT Kripto Inovasi Nusantara	PAKD (licensed trader)	KEP-15/D.07/2025
KEP-13/D.07/2025	PT Cyrameta Exchange Indonesia	PAKD (licensed trader)	KEP-13/D.07/2025
S-21/D.07/2025	PT Kripto Maksima Koin	PAKD (licensed trader)	S-21/D.07/2025
S-18/D.07/2025	PT Indodax Nasional Indonesia	PAKD (licensed trader)	S-18/D.07/2025
KEP-7/D.07/2025	PT Multikripto Exchange Indonesia	PAKD (licensed trader)	KEP-7/D.07/2025
S-19/D.07/2025	PT Mitra Kripto Sukses	PAKD (licensed trader)	S-19/D.07/2025
S-22/D.07/2025	PT CTXG Indonesia Berkarya	PAKD (licensed trader)	S-22/D.07/2025
S-10/D.07/2025	PT Cipta Koin Digital	PAKD (licensed trader)	S-10/D.07/2025
S-8/D.07/2025	PT Tumbuh Bersama Nano	PAKD (licensed trader)	S-8/D.07/2025
S-12/D.07/2025	PT Enkripsi Teknologi Handal	PAKD (licensed trader)	S-12/D.07/2025
S-15/D.07/2025	PT Pintu Kemana Saja	PAKD (licensed trader)	S-15/D.07/2025
S-11/D.07/2025	PT Bumi Santosa Cemerlang	PAKD (licensed trader)	S-11/D.07/2025
S-17/D.07/2025	PT Rekeningku Dotcom Indonesia	PAKD (licensed trader)	S-17/D.07/2025
KEP-8/D.07/2025	PT Samuel Kripto Indonesia	PAKD (licensed trader)	KEP-8/D.07/2025
KEP-16/D.07/2025	PT Coinbit Digital Indonesia	PAKD (licensed trader)	KEP-16/D.07/2025
S-14/D.07/2025	PT Aset Digital Berkat	PAKD (licensed trader)	S-14/D.07/2025
S-23/D.07/2025	PT Tiga Inti Utama	PAKD (licensed trader)	S-23/D.07/2025
KEP-6/D.07/2025	PT Upbit Exchange Indonesia	PAKD (licensed trader)	KEP-6/D.07/2025
008/BAPPEBTI/CP-AK/05/2020	PT Indonesia Digital Exchange	CPAKD (registered prospective trader)	008/BAPPEBTI/CP-AK/05/2020
005/BAPPEBTI/CPFAK/04/2023	PT Gerbang Aset Digital	CPAKD (registered prospective trader)	005/BAPPEBTI/CPFAK/04/2023
013/BAPPEBTI/CP-AK/4/2022	PT Gudang Kripto Indonesia	CPAKD (registered prospective trader)	013/BAPPEBTI/CP-AK/4/2022
007/BAPPEBTI/CP-AK/03/2020	PT Luno Indonesia Ltd	CPAKD (registered prospective trader)	007/BAPPEBTI/CP-AK/03/2020
S-7/D.07/2025	PT Bursa Komoditi Nusantara	Bursa	S-7/D.07/2025
S-6/D.07/2025	PT Kliring Komoditi Indonesia	Kliring	S-6/D.07/2025
S-5/D.07/2025	PT Koin Indonesia	Kustodian	S-5/D.07/2025
S-33/D.07/2025	PT Tennet Depository Indonesia	Kustodian	S-33/D.07/2025

Daftar Hasil Sandbox (ITSK sandbox outcomes, POJK 3/2024)

Sandbox participants · 8 entries

Otoritas Jasa Keuangan (OJK) · source · read 2026-10-14

Register no.	Name	Product
S-394/IK.01/2025	PT Indonesia Blockchain Persada	GIDR (Gold Indonesia Republic)
S-453/IK.01/2025	PT Sejahtera Bersama Nano	IDDB (ID Digital Bonds)
S-527/IK.01/2025	PT Teknologi Gotong Royong	GORO
S-528/IK.01/2025	PT Properti Gotong Royong	GORO
S-579/IK.01/2025	PT Privy Identitas Digital	PrivyID /Privy Pass
S-177/IK.01/2026	PT Tennet Depository Indonesia	Tennet
S-173/IK.01/2026	PT Adhyoka Berkah Maju	IDRP
S-254/IK.01/2026	PT Dana Kripto Indonesia	Dana Kripto Indeks Kelas A

Daftar Peserta Sandbox (participants currently testing, POJK 3/2024)

Sandbox participants · 2 entries

Otoritas Jasa Keuangan (OJK) · source · read 2026-10-14

Register no.	Name	Product	Approved
S-445/IK.01/2025	PT DESENTRA TEKNOLOGI INDONESIA	D-FMI (Digital-Financial Market Infrastructure)	2025-09-30
S-89/IK.01/2026	PT ALPHA CIPTA INOVASI	Platform Repo untuk Aset Keuangan Digital dan Aset Kripto	2026-04-06

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