sDAI
Savings DAI
Yield StablecoinsSky (MakerDAO)Ethereum (+Gnosis, L2)
YIELD
~1.25%
vs SAVINGS
-75bp
RISK
VERY LOW
RANK IN TYPE
9/10
VENUES
2
Peers · Yield Stablecoins
AVG 4.45% · BENCH 2.00%| TICKER | ISSUER | YIELD | vs SAV | RISK | MIN |
|---|---|---|---|---|---|
| sUSDai | usd.ai | ~6.77% | +477bp | HIGH | None |
| scrvUSD | Curve Finance | ~5.83% | +383bp | MEDIUM | None |
| sfrxUSD | Frax Finance | ~5.3% | +330bp | LOW-MEDIUM | None |
| sUSDe | Ethena Labs | ~5.0% | +300bp | MEDIUM-HIGH | None |
| USD0++ | Usual | ~4.47% | +247bp | MEDIUM | None |
| YLDS | Figure Markets | ~4% | +200bp | LOW-MEDIUM | None |
| sUSDS | Sky (MakerDAO) | ~3.8% | +180bp | LOW | None |
| sUSDf | Falcon Finance | ~3.66% | +166bp | MEDIUM-HIGH | None |
| sDAI ◂ | Sky (MakerDAO) | ~1.25% | -75bp | VERY LOW | None |
| lvlUSD | Level (Peregrine) | PRICE | — | MEDIUM-HIGH | None |
Description
ISSUER DOCSLegacy Maker/Sky savings wrapper earning the DAI Savings Rate; largely superseded by sUSDS but still widely used.
Buying · Q&A
3 QUESTIONSHow do I buy sDAI?+
Deposit DAI via Spark (spark.fi). The token runs on Ethereum (+Gnosis, L2). Minimum: None.
Where can I buy sDAI?+
sDAI trades on 2 exchanges and DEXs. By 24-hour volume the largest are Curve (Ethereum) (SDAI/SUSDE), Curve (Ethereum) (SDAI/?) (CoinGecko, 2026-11-11). Check that the venue serves your country before you sign up.
Do I need KYC to buy sDAI?+
Not on the secondary market: sDAI can be bought on a DEX without identity verification.
Where to trade
2 VENUES · 24H VOL| VENUE | PAIR | VOL | SPRD |
|---|---|---|---|
| DEXCurve (Ethereum) ↗ | SDAI/SUSDE | $31K | 0.60% |
| DEXCurve (Ethereum) ↗ | SDAI/? | $537 | 0.61% |
CoinGecko tickers · 2026-11-11 · not a recommendation of any venue — check access, fees and whether the venue serves your country.
Issuer · primary market
SUBSCRIBE / REDEEMSky (MakerDAO)
Deposit DAI via Spark (spark.fi)
MIN
None
KYC
None (on-chain)
CUSTODY
Self-custody
Who may buy is set by the issuer — check their terms. Not investment advice.
Key facts
VERIFIED 2026-11-09- Yield / return
- ~1.25%
- Risk
- Very Low
- Minimum
- None
- Liquidity
- Instant, deep
- Custody
- Self-custody
- KYC
- None (on-chain)
- Verified
- 2026-11-09
Details
- Issuer
- Sky (MakerDAO)
- Type
- Yield Stablecoins
- Category
- Yield Stablecoins
- Yield source
- DAI Savings Rate (protocol revenue)
- Network
- Ethereum (+Gnosis, L2)
- Jurisdiction
- Decentralized
- AUM
- —
Questions
ANSWERS- Which tokenized assets can an AI agent buy on its own, without KYC — and which pays the most?
- What is the best stablecoin yield on Ethereum right now?
- Which stablecoins actually pay me a yield, and where does that yield come from?
- Which real-world-asset and yield tokens can I buy without KYC, using only a self-custody wallet?
Spread to savings
BPsUSDai
+477
scrvUSD
+383
sfrxUSD
+330
sUSDe
+300
USD0++
+247
YLDS
+200
sUSDS
+180
sUSDf
+166